Thank you so much for agreeing to do this interview with me. Can you tell the readers a little more about yourself?
Hi Everyone! I’m Khaliah Williams. I was born & raised in Pensacola, FL. I am a Full-time Mom, Wife, Worker, Student, Couponer and Contest Enterer! (I’ve entered more than 300 contests this year and so far, I have won 36.) I am married to the love of my life and we have 2 small children. I enjoy journaling, writing, reading and helping my community in any way that I can.
Explain No-Spend November to the audience.
No-Spend November is a no spend challenge that anyone may take part in. It is where you make a commitment to not spend any extra money outside of your monthly written budget. This would include but not be limited to, not eating out, no coffee stops, no Target trips … (I love Target, though!). But you should commit to not spend anything outside of your normal month to month bills/budget that you have created previously.
Why did you decide to participate in the event?
My husband and I decided to take on this challenge because we recently started Dave Ramsey’s Financial Peace Course & Baby Steps for the 2nd time. We originally started in Summer 2015, but quickly lost motivation and our purpose at that particular time. We are more than READY, and more than willing to do everything possible to live like no one now, so we can live like no one later, as Dave Ramsey says.
How can someone get involved with that event if they wanted to?
If you would like to join the No Spend Challenges, and be able to be involved in other frugal living & budgeting lifestyles you can join several Facebook groups that will help you reach this goal. A list of these groups will be provided at the end. And if we can do it, I do believe that anyone can!
Are there any more events like that one coming up soon?
Yes! No Spend January will be starting Jan. 1. You can take part of the challenge by joining the noted Facebook “No Spend” groups at the end of this interview.
Do you see a positive change in the way this has helped your family?
Yes! It has forced us to become more accountable for our spending habits. It has helped us become more caution of where all of our hard earn money is spent. It has also made us happier to know that there are support groups and other families just like us who all have the same financial goals in mind! You are never alone in this.
How has this event changed your family’s spending habits?
We have cut back on all of our “extras”, for example .. I’ve cut my Sirius Radio Subscription, two educational apps/websites for our oldest, and my Chegg’s Study subscription that I used for school. It has been 1 year since we cut our cable bundle as well! Our bundled bill decreased from $202 down to $104 and just recently to $94/month for just internet. This is currently the best promotion that our provider has to offer with their fastest internet speed. So in my book, it’s a win win for both of us.
What are your goals spiritually, financially and even emotionally for 2018?
Spiritually – I’d like to attend church more often. We have committed to attending church at least three times a month, if not four. We have vowed to pray more, and worry less in 2018!
Financially – Recently my husband & I sat down and wrote out our financial goals for 2018 and a few of them are; Maintain a zero based budget each and every month. This means that every single dollar that we have has a “name” and place to go. This will help hold us more accountable especially while doing the No Spend Challenges. We will continue to vow to always pay ourselves first, meaning our savings and 4-Walls first then pleasure later. We have made goals to not only double our Baby Emergency Fund per Dave Ramsey, but to become consumer debt free! All credit cards, all student loans and even our leased phones will be PAID IN FULL by 12/31/18.
Emotionally – I vowed to pray at least twice a day, everyday to help me remain strong and focus within myself and my faith. I have also decided that I will take 5-10 mins each and everyday to read my devotional and continue my journaling as planned, along with this I’d like to implement some type of mediation time to rejuvenate my mind, body and soul and remain focused on what my purpose in life is.
You are in college? What do you go to school for?
Yes, I am. I am in college for my AS in Business Administration. I am currently on track to graduate on May 7th, 2018. I then plan to take 1 class during Summer 2018, and pick up in the Fall with another 3-4 classes in pursue of my Bachelor’s in Human Resources/Business Management.
You told me a really great story about your extra income.
Can you tell me a little about your extra job babysitting?
About 2 months ago, I was asked by a old high school friend if I would be able to watch her kids for her while she worked. I told her sure, I didn’t mind. Not expecting to be compensated at all for this, my kids and her kids had a play date. I provided pizza, drinks, snacks and they all hung out together, played and watched movies. Upon the arrival of my friend, she handed me an envelope and said “Thank You”. Little did I know, there was cash in the envelope as a sincere “Thank You”. She knew that if I would have seen it beforehand, I would have given it back to her as I wouldn’t have charged her at all. This happened a few more times, and each time she refused to allow me to say “No”. The funding provided covered the cost of the food and other items that I purchased for the kids while on their play date.
I was compelled to talk about your part time extra job because of what I have written concerning human trafficking. Do you think there is any correlation between the two?
After our first play date I then became aware that my friend was an exotic dancer at a Gentlemen’s Club in our area. I never judge anyone, and I’d never judge her so it didn’t bother me at all, nor was I shocked or even surprised. At that point, I actually felt really good about watching her children as everyone else she knew, judged her, wouldn’t help her and so she was forced to allow borderline strangers watch her kids while she worked. I knew that her kids enjoyed coming over, and that my kids enjoyed them and that they all were in a very safe environment.
I do think there is a correlation between human trafficking, and exotic dancers etc. And that correlation may include things like, the fact that some younger girls may find themselves just dancing at a local club but in reality they are more at risk to be picked up by someone whose into human trafficking. By being in those types of places, especially during late nights and other peak times is one thing that may put them more at that level of danger. I believe that our young women who are a part of human trafficking were first introduced to it either in a club setting, or in a similar environment. This is why it is so very important to educate our young girls and women on the signs and reg flags to look for in order to avoid these things and to help save more lives.
You mentioned your home church was Apostolic. Can you talk about your days in church. How does church positively influence your life and walk with God?
Yes, our home church is Holiness/Apostolic Faith. Both my husband and I grew up in church. I remember sleeping on the back pews at Wednesday night services, helping my grandmother cook, dye eggs and make other various things for church functions as well. Over the years, we haven’t been attending church as much as we should have or as much as we would have liked, but it positively influences my life and my current walk with God because I know that he is real, he hears all, and he sees all. He sees the good, bad, ugly and uglier. But regardless of any of that, he still shows his continuous love and support for us as his children. When I keep reminding myself of that, my heart smiles!
You mentioned your grandmother. Was she a mentor of yours? How did she affect your walk with the Lord and what church means to you?
Whew. I get goosebumps as I speak about her as she went home to be with the Lord on 10/13/2013. Yes, she was my #1 Mentor right next to my Mom. We loved her and still love and miss her VERY much. She was always very positive, well spoken, loving, god-fearing and church driven. She constantly talked to me about doing the right thing, giving back, praying, and seeking Jesus. I must admit that I attended church more when she was alive than I do right now. She encouraged me to go, and be involved. This is another reason why I believe that this is the perfect time for me to get back into church and continue my walk with the Lord.
Church means various things to me, It means that you believe in something, you have a ‘place’ you can go and worship what you believe in, I also refer to it as a “gathering” and “fellowship” with brothers & sisters of Jesus Christ. I also like to think of it as, a learning and teaching environment. You are learning more about Jesus, his word, his works and his purpose.
Do you have any advice for someone who doesn’t feel like church is as important in their life?
One of the things that I say a lot is, “Everything is not meant for everyone.” You will know when it is right for you as you may change the way you feel, and your outlook on things. So, I’d suggest firstly to surround yourself with positive, like minded people. Find a community based event or group that you would like to be involved in, neighborhood watch, workout groups, mom/parenting groups etc. Once you find it, and begin to build relationships … you may be asked or given the opportunity to attend a religion based event, such as Easter Services, NYE Services etc and at which point, if you feel comfortable enough … give it a shot. Prior to this, you can also ask your friends or neighbors that you have gotten involved in about churches, support groups etc. Make the decision for yourself, but don’t knock it until you have tried it. 🙂
You have been on the news. Can you talk about that?
Yes, I’ve been on the news several times. A few times in my younger days and more recently in January of 2016. The interviews/stories were centered around the School Choice Program/Florida’s A+ Plan that Former Governor Jeb Bush signed in 1999. I was the first student in North West Florida to be given a full scholarship to attend any local Private School chosen by my Mother. This was made available to me because all of the public schools in my district were failing schools. It was a great experience, it gave me opportunities that I have not have been given before, I made a ton of new friends and associates all while receiving a great education and then being accepted in the Law Academy in 2007 in High School. I believe that opportunity has helped, mold and shape the person that I am today.
Where can we find out more about your business(es)? Websites? Blogs? Social media platforms? How can readers stay in contact with you?
I am Founder/Admin of 5 Facebook Groups but the following are the groups closely related to Frugal Living, Budgeting, Meal Prepping and all of the support you need to take on the various challenges.
– Gulf Coast’s Frugal Family Life. (My own personal group)
– No Spend
– Frugal Family Food
– Frugal Family Life
I hope you all will take on the various challenges with me!
If you ever need anything or have any questions you can contact me at Khaliah.Williams@aol.com
Pray more and worry less.
Thank you so much for allowing me to interview you. God bless!
Public Speaker & Author of Pushing Back the Darkness,
a faith-based novel concerning human trafficking in America.